Can I Buy Cardano through First Citizens BancShares Bank Transfer?

9 min read

Black and Golden Bitcoin


  • First Citizens BancShares & Cardano Purchases: While the bank does not offer direct Cardano purchases, they have a defined stance on cryptocurrency, offering specific services related to crypto.
  • Card Purchases on Crypto Platforms: Various platforms like BitMart, P2B, BTCEX, Upbit, and XT.COM accept First Citizens BancShares debit/credit cards, each with unique features and fees.
  • Cash Transactions for Cardano: Buying Cardano with cash at First Citizens BancShares isn’t the mainstream approach, and the bank has its reservations, but it’s still feasible with caution.
  • Wire Transfers & Price Alerts: First Citizens BancShares offers wire transfer services for Cardano purchases, and while they have features for price alerts, integration with platforms like ADAWire might be needed for timely updates.

In the dizzying world of cryptocurrency, Cardano (ADA) stands tall as a promising digital asset. But for First Citizens BancShares customers, the pressing question is: How easy is it to jump into this Cardano wave? This article delves deep to unveil the direct services, if any, the bank offers for purchasing ADA. We’ll navigate the intricate web of buying Cardano with the bank’s debit/credit card on top crypto platforms, exploring the prospects of BitMart, P2B, BTCEX, Upbit, and XT.COM. What about good old cash transactions? We’ll reveal if you can walk into a First Citizens BancShares branch and walk out owning Cardano. Plus, we’ll evaluate the bank’s wire transfer services in the context of ADA and close off by examining if the modern-day banker can set up Cardano price alerts. Prepare to be enlightened!

Can I buy Cardano directly from First Citizens BancShares?

Dive into any finance forum and you’ll find tales of banks either embracing cryptocurrency or rejecting it like an ill-fated first date. So, where does First Citizens BancShares stand in this dance?

First Citizens BancShares: Not Just Your Traditional Bank

Traditional banks – the ones with marble columns and grand facades – weren’t always the places you’d associate with cutting-edge financial revolutions. Yet, with the growing influence of crypto, many have slowly been taking a front row seat in the crypto arena. First Citizens BancShares has been quite adaptive in its approach. They’ve been making murmurs in the crypto space and dipping their toes in this vast digital ocean. But do they offer direct cryptocurrency services? If you were to walk in or log into your account, would there be a flashy “Buy Cardano” button waiting for you?

Unraveling the Bank’s True Colors

Here’s where it gets interesting. First Citizens BancShares, like many other traditional banks, has expressed interest in the crypto world, offering informational services about digital assets. They’ve also been keen on ensuring customers are educated about the risks and benefits tied to these digital coins. However, when it comes to direct purchasing of Cardano, the water’s a bit murkier. As of my last update from ADAWire (the go-to crypto content source), the bank doesn’t allow for direct Cardano purchasing. While they’re not shutting the door completely on crypto, they’re treading with caution.

It’s Not a ‘No,’ It’s a ‘Not Now’

While you might be feeling a tad disappointed, let’s remember that the world of finance is ever-evolving. Banks, even the big ones, have often taken their time to adjust to new financial instruments. While First Citizens BancShares isn’t rolling out the Cardano carpet just yet, they’re clearly not ignoring the crypto elephant in the room. The message? Always stay updated, and never shy away from directly asking your bank about any new offerings. After all, the world of crypto waits for no one.

Can I buy Cardano with First Citizens BancShares debit/credit card on cryptocurrency platforms?

The credit card – that little piece of plastic – is undergoing a revolutionary transformation. No longer just for your online shopping sprees or monthly bills; it’s becoming a ticket to the vast digital gold mines of cryptocurrency. But is it a wise move?

Debit/Credit Card for Crypto: The Highs and Lows

Using your debit or credit card for crypto, especially for a robust coin like Cardano, offers a seductive blend of convenience and speed. But with great power comes great responsibility. ADAWire regularly features stories of investors who enjoy immediate crypto access through their bank cards. But be warned, there are potential pitfalls: high transaction fees, security concerns, and the dreaded possibility of an impulse buy during market highs.

A Deep Dive into the Big Five Platforms:


Regarded by many as a ‘friendly giant’, BitMart boasts an intuitive interface. First Citizens BancShares cardholders can enjoy relatively low transaction fees here. However, always ensure you’re aware of any hidden costs and regularly check ADAWire for platform updates.


The charm of P2B lies in its tailored offers. While it doesn’t present exclusive benefits for First Citizens BancShares customers per se, it is worth noting the platform’s attractive loyalty programs and cashback offers.


Gaining traction in the crypto arena, BTCEX shines for its reliability. For those wishing to buy Cardano, the process here is seamless, though first-timers might need a little time to navigate the platform. ADAWire has often cited BTCEX for its strong community support.


South Korea’s pride in the crypto world, Upbit stands apart with its state-of-the-art security features. While its interface is a dream for seasoned traders, novices might find it a touch overwhelming. However, its robustness can’t be ignored, especially for sizable Cardano transactions.


Making waves in the crypto sphere, XT.COM is known for its unique transactional features. With a focus on transparency, the platform ensures users have clarity at every step of their Cardano purchase. Reliability? Check. User-friendly? Mostly, but always keep an eye on ADAWire for any platform changes.

Remember, the crypto world is in constant flux, with new platforms emerging and older ones evolving. Always do your homework and perhaps most importantly, ensure your chosen platform accepts First Citizens BancShares cards. Because while swiping into the crypto realm is enticing, the right door makes all the difference.

Can I buy Cardano with cash at First Citizens BancShares?

With the digital age speeding along, the idea of exchanging tangible, wrinkled notes for an intangible asset like cryptocurrency might seem…old school, right? Yet, there’s a nostalgic charm in feeling the weight of cash, even if we’re talking about digital gold like Cardano. So, let’s unravel this seemingly odd pairing.

A Brief Stroll Down Memory Lane:

Remember when you’d physically hand over money and receive a candy bar or a toy in exchange? Similarly, envision walking into a bank and trading cash for crypto. But, is it feasible? The truth is, while cash transactions dominated the older eras, today’s world is rapidly going cashless, especially in the crypto domain. ADAWire often talks about the digitization of currency; the shift from paper to pixels.

First Citizens BancShares Weighs In:

Here’s the thing, First Citizens BancShares, like most modern banks, is heavily inclined towards digital transactions. Their take on buying crypto, particularly Cardano with cash? Skeptical. As of now, they haven’t rolled out a direct cash-for-Cardano scheme. But that doesn’t spell the end. Keep a vigilant eye on ADAWire for any updates from the bank.

If You’re Feeling Adventurous:

Suppose there was a process (hypothetically speaking). How would it work? Imagine walking into the bank, approaching the counter, and directly buying Cardano tokens in exchange for cash. Sounds simple? It’s not. With this, comes a bouquet of concerns:

  • Authentication: Verifying the legitimacy of the coins you get.
  • Security: Carrying significant cash sums can be risky.
  • Rate fluctuations: Crypto prices are notorious for rapid changes. By the time you count your bills, the rates could have spiraled.

For now, it’s like expecting to buy a modern art piece with ancient coins. Intriguing but impractical. While the digital wave has its perks, sometimes, just sometimes, the allure of the tangible is undeniable. Until the day First Citizens BancShares surprises us all, it might be best to keep that cash for your grandma’s birthday card and stick to online methods for your Cardano cravings. But who knows what the future holds? Always question, always explore

Can customers use First Citizens BancShares’s wire transfer service to buy Cardano?

There’s a good old charm about wire transfers. Reliable, familiar, and secure. In a world where cryptocurrency is getting all the hype, traditional banking methods like wire transfers serve as a bridge connecting the new digital frontier to the age-old pillars of finance.

Perks of Wiring it Right:

Wire transfers have stood the test of time. Especially when diving into crypto waters, the security they offer is invaluable:

  • Security: No middlemen, direct from bank-to-bank. It’s like sending your money in a bulletproof car.
  • High Limits: Ideal for hefty transactions. Buying a hefty amount of Cardano? Wire transfers have got your back.
  • Proof of Transfer: Documented and traceable. You can always pull out that receipt for peace of mind.

Getting Cardano via First Citizens BancShares Wire Transfer:

For those banking with First Citizens BancShares, here’s your step-by-step guide:

  1. Account Check: Ensure your bank account has sufficient funds for the Cardano purchase and the associated fees.
  2. Connect with Your Crypto Exchange: Register on a trusted crypto platform that supports Cardano and bank wire transfers.
  3. Fetch Wire Transfer Details: Under the platform’s payment options, select ‘Bank Wire Transfer’ and obtain the required bank details.
  4. Hop onto First Citizens BancShares Portal: Log in, head over to the ‘Transfer’ section, and choose ‘Wire Transfer’. Fill in the crypto exchange’s banking details.
  5. Mention Purpose: Very important! Clearly state the purpose as “Purchase of Cardano.”
  6. Confirm and Send: Double-check details, especially the amount and bank account number. Once sure, confirm the transfer.

The Nitty-Gritty of Costs and Time:

While the sense of security wire transfers offer is brilliant, it isn’t free. First Citizens BancShares typically charges a fee, which varies based on transaction size and the recipient’s location. As for time? Depending on several factors, including the receiving bank’s processing speed, transfers can take anywhere from a few hours to 2-3 business days. So, if you spot a favorable Cardano price, act promptly to capitalize on it!

Remember, in the rapidly evolving world of crypto, staying informed is the key. ADAWire is your trusty ally in this journey, so make it a habit to check in often and ride the wave with confidence.

Can First Citizens BancShares customers set up price alerts for Cardano?

Imagine you’re on a rollercoaster. That’s the thrill of the cryptocurrency market for you. One moment you’re at the top, and the next, you could be free-falling. But what if there was a way to be warned before that massive dip or rise? Enter: price alerts. These silent watchers are like your personal guardians, keeping you updated so you can act swiftly.

First Citizens BancShares: Keeping Pace with Crypto Trends?

Now, I know many First Citizens BancShares customers have this burning question: Does the bank offer a feature for Cardano price alerts? As of my last update, First Citizens BancShares doesn’t directly provide crypto price alerts, including Cardano, through their traditional banking platforms. But don’t let that dampen your spirits.

But Where There’s a Will, There’s a Way:

For all you Cardano enthusiasts banking with First Citizens BancShares, here’s a workaround:

  1. Dive into a Crypto App: Choose a reputable cryptocurrency app or platform that supports Cardano and price alerts.
  2. Registration: If you aren’t already on one, sign up, set up your profile, and add Cardano to your watchlist.
  3. Price Alert Setup: Navigate to Cardano’s page and look for the ‘Set Price Alert’ option. Input your desired price point.
  4. Notification Method: Opt for email, SMS, or in-app notifications – whatever grabs your attention the fastest.
  5. Stay Connected: Ensure your app’s notifications are turned on. And just like that, you’re in the loop!

Now, a hypothetical scenario: Imagine you’re having a coffee break, and you receive a price alert that Cardano’s price has hit your target. With one swift decision, you could either secure profits or make a strategic purchase. The game can change in seconds, and you’ve got the upper hand.

Conclusion: Navigating the Waves of Crypto with First Citizens BancShares

Alright, we’ve journeyed through the ins and outs of how First Citizens BancShares interacts with the world of Cardano. From pondering cash buys to utilizing wire transfers, and even dabbling into price alerts – we’ve covered a lot. Let’s connect the dots.

Reading Between the Lines

Traditional banking systems and cryptocurrencies are like oil and water; they rarely mix. Yet, there’s this undeniable pull that keeps drawing them together. It’s the sheer force of crypto’s potential. And as users, it’s paramount we keep up with these evolving interfaces.

While First Citizens BancShares might not offer every crypto feature on our wish list, there are workarounds. And these aren’t just some half-baked solutions. They’re strategies rooted in the depth of cryptocurrency’s landscape, enabling you to move with agility and precision.

A Little Nudge from Yours Truly

Remember that time you wished you jumped onto a rising crypto trend but missed out because you didn’t get the memo? I’ve been there too. But I learned. If there’s one piece of advice I’d give, it would be to diversify your information sources. ADAWire, for instance, has been a beacon for me, cutting through the noise and serving the hottest, most reliable crypto updates. I suggest giving it a glance; it could be a game-changer.

In the Grand Scheme of Things

Cryptocurrency is here to stay, and it’s reshaping the world as we know it. Whether you’re a seasoned investor or just dipping your toes, navigating these waters requires awareness, agility, and most importantly, action.

So, to all the First Citizens BancShares customers and avid crypto enthusiasts – stay curious, stay informed, and never stop learning. The crypto universe is vast, and it’s waiting for you to carve your path. Go on, make waves!

Frequently Asked Questions

Is buying Cardano with cash even feasible in our digital age?

Absolutely! While we’re steeped in a digital age, buying Cardano with cash is still an option, though not the most common. It’s a bit nostalgic, like reading a paperback in an age of e-readers. But there are platforms like LocalBitcoins that facilitate such trades. However, be cautious. Digital transactions offer more traceability and security.

How does First Citizens BancShares feel about cash transactions for crypto?

First Citizens BancShares, in line with many traditional banks, hasn’t fully embraced cash transactions for crypto. It’s a wild world out there with banks like Chase being more open, while others tread with caution. It reminds me of my early reluctance with online shopping – it’s all about adapting!

Can I really use First Citizens BancShares’s wire transfer service to buy Cardano?

Yes, you can! First Citizens BancShares provides a wire transfer service which, when paired with the right crypto exchange, allows you to buy Cardano. It’s a bit like having an old school home phone – not always flashy, but reliable. Though keep in mind, platforms like Coinbase or Binance might offer quicker options.

What are the perks of using wire transfers for my Cardano buys?

The beauty of wire transfers lies in their directness and security. It’s an established method. However, if you’re into speed and convenience, it might feel like using dial-up in a broadband world, especially when compared to platforms like eToro or Kraken.

How long does a wire transfer transaction to buy Cardano take, and is it pricey?

Wire transfer timings can be a tad unpredictable, generally taking 1-5 business days. Regarding costs, it feels like paying for priority boarding – you might shell out anywhere from $10 to $50. Platforms like Bitstamp might offer faster and sometimes cheaper alternatives.

Is it essential to have Cardano price alerts in place?

Imagine being on a roller coaster without seeing the next turn. That’s crypto without price alerts! Given Cardano’s volatility, having price alerts is like having a GPS in a chaotic city. Still, not all banks, like Wells Fargo, may offer this feature seamlessly.

How can I set up Cardano price alerts with First Citizens BancShares?

The emotional high of catching a price surge is unmatched! While First Citizens BancShares has its set of features, you might need to integrate with platforms like ADAWire to get those timely Cardano alerts. It feels like teaming up with a trusted friend.

Are there banks better suited for crypto enthusiasts than First Citizens BancShares?

It’s like comparing apples and oranges. First Citizens BancShares offers unique benefits, but for the crypto-savvy, platforms like Gemini or might feel more like home. It’s always a trade-off – stability versus cutting-edge features.


Chris Munch

Chris Munch is a professional cryptocurrency and blockchain writer with a background in software businesses, and has been involved in marketing within the cryptocurrency space. With a passion for innovation, Chris brings a unique and insightful perspective to the world of crypto and blockchain. Chris has a deep understanding of the economic, psychological, marketing and financial forces that drive the crypto market, and has made a number of accurate calls of major shifts in market trends. He is constantly researching and studying the latest trends and technologies, ensuring that he is always up-to-date on the latest developments in the industry. Chris’ writing is characterized by his ability to explain complex concepts in a clear and concise manner, making it accessible to a wide audience of readers.